corporate profilewe are a nasdaq listing group providing technology enabled financial and digital services to micro, small and medium enterprises ecosystem(“msme”). we connect business partners and financial partners on our open platform and enable them to provide financial services to end users efficiently and effectively. we empower our business partners by providing them with the capability to add a financing option to their product offerings. we help our financial partners adapt to the new digital economy by enabling them to access the online population that they could not otherwise reach efficiently or effectively. further, in 2021, we commenced the new offering of the small and medium enterprise(“sme”) technical services whereby we utilize our proven “saas + fintech” model as a total solution in order to accelerate the digitization of smes, encompassing technology-based credit services and solutions to the manufacturing process and operations of these smes. starting from 2022, leveraging our extensive technology platform, strong brand recognition as well as sound credit ratings, we further upgraded our business model to provide loan services and digital solutions to msmes, as the direct lender, facilitator and enabler. we continue to deliver exceptional digitization services, diversified financial products, and best-in-class solutions with innovative technology, thus to solidify our partnerships, satisfy our clients.